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Outage tracker / Klarna

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Vendor reports no incidentWhat Klarna reports

Klarna reports no incident on its status page.

As of the last successful poll, 2026-11-05 15:00 UTC.

Klarna's status page

Our regional reading

This is our own reading from outside, shown beside the vendor's statement. It is not counted as a separate outage.

Partially degradedchecked 6 minutes ago

Klarna is answering our probes, but running at least 5.4x its 7-day median from Europe. The rest of the regions we check answered at their usual speed.

As of Nov 5, 2026, 3:04 PM UTC, RealUptime's checks of Klarna passed in all 10 regions that returned a reading.

Front-door and live API checks

our check readinglive · checked Nov 5, 2026, 3:04 PM UTC
US-East3233 msChecks passing
US-West3892 msChecks passing
Europe2576 msDegraded
Asia-Pacific4729 msChecks passing
US-Central736 msChecks passing
Canada1299 msChecks passing
UK407 msChecks passing
Southeast Asia3095 msChecks passing
Australia4411 msChecks passing
South America2819 msChecks passing
their status pagetheir claim, not our reading

Klarna reports: All systems operational (“Service Under Maintenance”)

from Klarna's own status page, checked Nov 5, 2026, 2:26 PM UTC
Klarna's own status page shows no incident, and our checks of Klarna pass right now.

Klarna's own component breakdown, as they publish it

  • EuropeOperational
  • EuropeOperational
  • EuropeOperational
  • EuropeOperational
  • EuropeOperational
  • EuropeOperational
  • EuropeOperational
  • EuropeOperational
  • EuropeOperational
  • EuropeOperational
  • EuropeOperational
  • EuropeOperational
  • EuropeOperational
  • EuropeOperational
  • Asia PacificUnder maintenance
  • North AmericaOperational
  • North AmericaOperational
  • North AmericaOperational
  • North AmericaOperational
  • North AmericaOperational
  • North AmericaOperational
  • North AmericaOperational
  • North AmericaOperational
  • North AmericaOperational
  • North AmericaOperational
  • North AmericaOperational
  • North AmericaOperational
  • Asia PacificOperational
  • Asia PacificOperational
  • Asia PacificOperational
  • Asia PacificOperational
  • Asia PacificOperational
  • Asia PacificOperational
  • Asia PacificOperational
  • Asia PacificOperational
  • Asia PacificOperational
  • Asia PacificOperational
  • Asia PacificOperational
  • North AmericaOperational

These are Klarna's components, named and scored by Klarna. We do not map them onto the functions we check above, because we have no way to know which of their components our checks touch. Two lists, side by side, neither one rewriting the other.

This is Klarna's own claim about their service, shown separately from what we measured. We never change our own numbers based on what a vendor reports, and this reading never changes theirs. Read both.

Klarna response time, by region

US-East
3.7sp95 · latest
5s2.5s0ms
US-East response time (p95) over the last 30 daysDaily 95th-percentile response time for US-East, scaled to a maximum of 5s. Days with no samples are not plotted, not shown as zero.2026-10-07 UTC: p95 1.3s2026-10-08 UTC: p95 1.4s2026-10-09 UTC: p95 1.1s2026-10-10 UTC: p95 1.2s2026-10-11 UTC: p95 1.1s2026-10-12 UTC: p95 1.2s2026-10-13 UTC: p95 1.1s2026-10-14 UTC: p95 821ms2026-10-15 UTC: p95 1.0s2026-10-16 UTC: p95 1.4s2026-10-17 UTC: p95 1.8s2026-10-18 UTC: p95 2.2s2026-10-19 UTC: p95 2.1s2026-10-20 UTC: p95 2.1s2026-10-21 UTC: p95 2.2s2026-10-22 UTC: p95 1.9s2026-10-23 UTC: p95 1.9s2026-10-24 UTC: p95 1.9s2026-10-25 UTC: p95 1.9s2026-10-26 UTC: p95 2.5s2026-10-27 UTC: p95 1.9s2026-10-28 UTC: p95 1.8s2026-10-29 UTC: p95 2.0s2026-10-30 UTC: p95 1.9s2026-10-31 UTC: p95 1.9s2026-11-01 UTC: p95 2.0s2026-11-02 UTC: p95 2.4s2026-11-03 UTC: p95 3.8s2026-11-04 UTC: p95 3.9s2026-11-05 UTC: p95 3.7s
Oct 7Oct 21Nov 5
US-West
3.9sp95 · latest
5s2.5s0ms
US-West response time (p95) over the last 30 daysDaily 95th-percentile response time for US-West, scaled to a maximum of 5s. Days with no samples are not plotted, not shown as zero.2026-10-07 UTC: p95 1.5s2026-10-08 UTC: p95 1.5s2026-10-09 UTC: p95 1.5s2026-10-10 UTC: p95 1.2s2026-10-11 UTC: p95 1.3s2026-10-12 UTC: p95 1.3s2026-10-13 UTC: p95 1.3s2026-10-14 UTC: p95 1.1s2026-10-15 UTC: p95 1.1s2026-10-16 UTC: p95 1.4s2026-10-17 UTC: p95 1.5s2026-10-18 UTC: p95 1.8s2026-10-19 UTC: p95 1.8s2026-10-20 UTC: p95 1.9s2026-10-21 UTC: p95 2.1s2026-10-22 UTC: p95 2.1s2026-10-23 UTC: p95 2.0s2026-10-24 UTC: p95 2.0s2026-10-25 UTC: p95 2.0s2026-10-26 UTC: p95 2.3s2026-10-27 UTC: p95 2.1s2026-10-28 UTC: p95 2.0s2026-10-29 UTC: p95 2.1s2026-10-30 UTC: p95 2.1s2026-10-31 UTC: p95 2.1s2026-11-01 UTC: p95 2.1s2026-11-02 UTC: p95 3.0s2026-11-03 UTC: p95 4.2s2026-11-04 UTC: p95 2.9s2026-11-05 UTC: p95 3.9s
Oct 7Oct 21Nov 5
Europe
3.2sp95 · latest
5s2.5s0ms
Europe response time (p95) over the last 30 daysDaily 95th-percentile response time for Europe, scaled to a maximum of 5s. Days with no samples are not plotted, not shown as zero.2026-10-07 UTC: p95 542ms2026-10-08 UTC: p95 603ms2026-10-09 UTC: p95 717ms2026-10-10 UTC: p95 623ms2026-10-11 UTC: p95 660ms2026-10-12 UTC: p95 526ms2026-10-13 UTC: p95 367ms2026-10-14 UTC: p95 597ms2026-10-15 UTC: p95 544ms2026-10-16 UTC: p95 348ms2026-10-17 UTC: p95 753ms2026-10-18 UTC: p95 809ms2026-10-19 UTC: p95 842ms2026-10-20 UTC: p95 557ms2026-10-21 UTC: p95 718ms2026-10-22 UTC: p95 876ms2026-10-23 UTC: p95 618ms2026-10-24 UTC: p95 472ms2026-10-25 UTC: p95 541ms2026-10-26 UTC: p95 761ms2026-10-27 UTC: p95 763ms2026-10-28 UTC: p95 475ms2026-10-29 UTC: p95 581ms2026-10-30 UTC: p95 616ms2026-10-31 UTC: p95 607ms2026-11-01 UTC: p95 805ms2026-11-02 UTC: p95 2.2s2026-11-03 UTC: p95 2.4s2026-11-04 UTC: p95 2.2s2026-11-05 UTC: p95 3.2s
Oct 7Oct 21Nov 5
Asia-Pacific
4.5sp95 · latest
5s2.5s0ms
Asia-Pacific response time (p95) over the last 30 daysDaily 95th-percentile response time for Asia-Pacific, scaled to a maximum of 5s. Days with no samples are not plotted, not shown as zero.2026-10-07 UTC: p95 2.3s2026-10-08 UTC: p95 2.2s2026-10-09 UTC: p95 2.2s2026-10-10 UTC: p95 2.3s2026-10-11 UTC: p95 2.3s2026-10-12 UTC: p95 2.2s2026-10-13 UTC: p95 2.4s2026-10-14 UTC: p95 2.0s2026-10-15 UTC: p95 2.3s2026-10-16 UTC: p95 2.5s2026-10-17 UTC: p95 3.0s2026-10-18 UTC: p95 3.0s2026-10-19 UTC: p95 2.9s2026-10-20 UTC: p95 2.9s2026-10-21 UTC: p95 2.9s2026-10-22 UTC: p95 3.1s2026-10-23 UTC: p95 3.3s2026-10-24 UTC: p95 2.9s2026-10-25 UTC: p95 2.7s2026-10-26 UTC: p95 3.4s2026-10-27 UTC: p95 3.1s2026-10-28 UTC: p95 3.0s2026-10-29 UTC: p95 3.2s2026-10-30 UTC: p95 3.2s2026-10-31 UTC: p95 2.9s2026-11-01 UTC: p95 2.9s2026-11-02 UTC: p95 4.2s2026-11-03 UTC: p95 4.6s2026-11-04 UTC: p95 4.6s2026-11-05 UTC: p95 4.5s
Oct 7Oct 21Nov 5
US-Central
1.4sp95 · latest
2.5s1.3s0ms
US-Central response time (p95) over the last 30 daysDaily 95th-percentile response time for US-Central, scaled to a maximum of 2.5s. Days with no samples are not plotted, not shown as zero.2026-10-07 UTC: p95 1.4s2026-10-08 UTC: p95 1.1s2026-10-09 UTC: p95 1.1s2026-10-10 UTC: p95 1.1s2026-10-11 UTC: p95 1.1s2026-10-12 UTC: p95 1.1s2026-10-13 UTC: p95 1.2s2026-10-14 UTC: p95 1.0s2026-10-15 UTC: p95 1.2s2026-10-16 UTC: p95 1.3s2026-10-17 UTC: p95 1.5s2026-10-18 UTC: p95 1.7s2026-10-19 UTC: p95 1.6s2026-10-20 UTC: p95 1.7s2026-10-21 UTC: p95 1.7s2026-10-22 UTC: p95 1.6s2026-10-23 UTC: p95 1.7s2026-10-24 UTC: p95 1.5s2026-10-25 UTC: p95 1.6s2026-10-26 UTC: p95 2.1s2026-10-27 UTC: p95 1.5s2026-10-28 UTC: p95 1.7s2026-10-29 UTC: p95 1.5s2026-10-30 UTC: p95 1.7s2026-10-31 UTC: p95 1.6s2026-11-01 UTC: p95 1.6s2026-11-02 UTC: p95 1.6s2026-11-03 UTC: p95 1.4s2026-11-04 UTC: p95 1.4s2026-11-05 UTC: p95 1.4s
Oct 7Oct 21Nov 5
Canada
1.4sp95 · latest
2.5s1.3s0ms
Canada response time (p95) over the last 30 daysDaily 95th-percentile response time for Canada, scaled to a maximum of 2.5s. Days with no samples are not plotted, not shown as zero.2026-10-07 UTC: p95 1.1s2026-10-08 UTC: p95 1.0s2026-10-09 UTC: p95 1.1s2026-10-10 UTC: p95 1.0s2026-10-11 UTC: p95 1.2s2026-10-12 UTC: p95 1.1s2026-10-13 UTC: p95 1.0s2026-10-14 UTC: p95 1.1s2026-10-15 UTC: p95 1.1s2026-10-16 UTC: p95 1.2s2026-10-17 UTC: p95 1.5s2026-10-18 UTC: p95 1.7s2026-10-19 UTC: p95 1.7s2026-10-20 UTC: p95 1.8s2026-10-21 UTC: p95 1.9s2026-10-22 UTC: p95 2.1s2026-10-23 UTC: p95 2.3s2026-10-24 UTC: p95 2.2s2026-10-25 UTC: p95 2.2s2026-10-26 UTC: p95 2.4s2026-10-27 UTC: p95 2.1s2026-10-28 UTC: p95 1.9s2026-10-29 UTC: p95 1.9s2026-10-30 UTC: p95 1.8s2026-10-31 UTC: p95 2.1s2026-11-01 UTC: p95 1.9s2026-11-02 UTC: p95 1.9s2026-11-03 UTC: p95 1.7s2026-11-04 UTC: p95 1.6s2026-11-05 UTC: p95 1.4s
Oct 7Oct 21Nov 5
UK
1.0sp95 · latest
2s1s0ms
UK response time (p95) over the last 30 daysDaily 95th-percentile response time for UK, scaled to a maximum of 2s. Days with no samples are not plotted, not shown as zero.2026-10-07 UTC: p95 802ms2026-10-08 UTC: p95 895ms2026-10-09 UTC: p95 878ms2026-10-10 UTC: p95 937ms2026-10-11 UTC: p95 860ms2026-10-12 UTC: p95 853ms2026-10-13 UTC: p95 711ms2026-10-14 UTC: p95 699ms2026-10-15 UTC: p95 741ms2026-10-16 UTC: p95 794ms2026-10-17 UTC: p95 1.0s2026-10-18 UTC: p95 1.3s2026-10-19 UTC: p95 1.5s2026-10-20 UTC: p95 1.5s2026-10-21 UTC: p95 1.2s2026-10-22 UTC: p95 1.2s2026-10-23 UTC: p95 1.2s2026-10-24 UTC: p95 1.2s2026-10-25 UTC: p95 1.6s2026-10-26 UTC: p95 1.4s2026-10-27 UTC: p95 1.2s2026-10-28 UTC: p95 1.1s2026-10-29 UTC: p95 1.1s2026-10-30 UTC: p95 1.1s2026-10-31 UTC: p95 1.2s2026-11-01 UTC: p95 1.2s2026-11-02 UTC: p95 1.2s2026-11-03 UTC: p95 1.1s2026-11-04 UTC: p95 1.2s2026-11-05 UTC: p95 1.0s
Oct 7Oct 21Nov 5
Southeast Asia
3.1sp95 · latest
5s2.5s0ms
Southeast Asia response time (p95) over the last 30 daysDaily 95th-percentile response time for Southeast Asia, scaled to a maximum of 5s. Days with no samples are not plotted, not shown as zero.2026-10-07 UTC: p95 2.4s2026-10-08 UTC: p95 1.9s2026-10-09 UTC: p95 1.8s2026-10-10 UTC: p95 2.4s2026-10-11 UTC: p95 2.2s2026-10-12 UTC: p95 2.2s2026-10-13 UTC: p95 2.0s2026-10-14 UTC: p95 2.0s2026-10-15 UTC: p95 1.9s2026-10-16 UTC: p95 1.9s2026-10-17 UTC: p95 2.3s2026-10-18 UTC: p95 2.4s2026-10-19 UTC: p95 3.8s2026-10-20 UTC: p95 3.9s2026-10-21 UTC: p95 4.0s2026-10-22 UTC: p95 4.2s2026-10-23 UTC: p95 3.8s2026-10-24 UTC: p95 3.8s2026-10-25 UTC: p95 4.0s2026-10-26 UTC: p95 4.2s2026-10-27 UTC: p95 3.8s2026-10-28 UTC: p95 3.7s2026-10-29 UTC: p95 4.0s2026-10-30 UTC: p95 4.1s2026-10-31 UTC: p95 3.9s2026-11-01 UTC: p95 4.1s2026-11-02 UTC: p95 4.2s2026-11-03 UTC: p95 4.8s2026-11-04 UTC: p95 2.8s2026-11-05 UTC: p95 3.1s
Oct 7Oct 21Nov 5
Australia
4.4sp95 · latest
10s5s0ms
Australia response time (p95) over the last 30 daysDaily 95th-percentile response time for Australia, scaled to a maximum of 10s. Days with no samples are not plotted, not shown as zero.2026-10-07 UTC: p95 3.2s2026-10-08 UTC: p95 3.1s2026-10-09 UTC: p95 3.0s2026-10-10 UTC: p95 3.3s2026-10-11 UTC: p95 3.3s2026-10-12 UTC: p95 3.2s2026-10-13 UTC: p95 3.5s2026-10-14 UTC: p95 3.2s2026-10-15 UTC: p95 3.2s2026-10-16 UTC: p95 3.6s2026-10-17 UTC: p95 5.4s2026-10-18 UTC: p95 4.9s2026-10-19 UTC: p95 4.9s2026-10-20 UTC: p95 4.6s2026-10-21 UTC: p95 4.4s2026-10-22 UTC: p95 4.4s2026-10-23 UTC: p95 4.7s2026-10-24 UTC: p95 4.7s2026-10-25 UTC: p95 4.4s2026-10-26 UTC: p95 4.1s2026-10-27 UTC: p95 4.0s2026-10-28 UTC: p95 3.9s2026-10-29 UTC: p95 3.7s2026-10-30 UTC: p95 4.5s2026-10-31 UTC: p95 4.6s2026-11-01 UTC: p95 4.7s2026-11-02 UTC: p95 4.5s2026-11-03 UTC: p95 4.4s2026-11-04 UTC: p95 4.2s2026-11-05 UTC: p95 4.4s
Oct 7Oct 21Nov 5
South America
3.3sp95 · latest
5s2.5s0ms
South America response time (p95) over the last 30 daysDaily 95th-percentile response time for South America, scaled to a maximum of 5s. Days with no samples are not plotted, not shown as zero.2026-10-07 UTC: p95 2.3s2026-10-08 UTC: p95 2.3s2026-10-09 UTC: p95 2.3s2026-10-10 UTC: p95 2.4s2026-10-11 UTC: p95 2.3s2026-10-12 UTC: p95 2.3s2026-10-13 UTC: p95 2.1s2026-10-14 UTC: p95 2.4s2026-10-15 UTC: p95 2.1s2026-10-16 UTC: p95 2.0s2026-10-17 UTC: p95 2.6s2026-10-18 UTC: p95 2.4s2026-10-19 UTC: p95 2.4s2026-10-20 UTC: p95 2.9s2026-10-21 UTC: p95 2.6s2026-10-22 UTC: p95 3.5s2026-10-23 UTC: p95 3.4s2026-10-24 UTC: p95 3.7s2026-10-25 UTC: p95 3.9s2026-10-26 UTC: p95 3.8s2026-10-27 UTC: p95 3.7s2026-10-28 UTC: p95 3.5s2026-10-29 UTC: p95 3.7s2026-10-30 UTC: p95 3.6s2026-10-31 UTC: p95 3.5s2026-11-01 UTC: p95 3.2s2026-11-02 UTC: p95 3.3s2026-11-03 UTC: p95 2.9s2026-11-04 UTC: p95 3.3s2026-11-05 UTC: p95 3.3s
Oct 7Oct 21Nov 5

Check your own site while you wait on Klarna

Watching an outage above does not tell you whether your own connection or site is also having a problem. Enter your own URL for one live check, right now, no signup. This checks the site you enter, not Klarna. It cannot diagnose Klarna's own systems.

Email me when Klarna reports an incident on its status page, and again when it reports it resolved.

Get an email when Klarna reports an incident

Email me when Klarna reports an incident on its status page, and again when it reports it resolved. No account, no card.

Delivery channel

Double opt-in: nothing is sent until you click the link in the confirmation email. One email when it reports an incident, one when it reports it resolved, and a one-click unsubscribe in every one. We do not send anything else to this address.

This is Klarna's own statement from its status page, with our regional reading beside it.

What are you seeing? (optional)

No account needed, and we never store your IP address. Reports are counted separately from our own measurements and are always shown as unverified.

What our checks show, and what people reported

  • North America
    Checks passingUS-East, US-West, US-Central, Canada
    • US-East
      Checks passinglatency: 3233msstatus code: 401checked: Nov 5, 2026, 2:59 PM UTC
      0 people in the last 5 minutesNot enough reports to sayOur US-East probes reach Klarna normally. We do not have enough reports from US-East to say anything about what people there are seeing.
    • US-West
      Checks passinglatency: 3892msstatus code: 401checked: Nov 5, 2026, 3:04 PM UTC
      0 people in the last 5 minutesNot enough reports to sayOur US-West probes reach Klarna normally. We do not have enough reports from US-West to say anything about what people there are seeing.
    • US-Central
      Checks passinglatency: 736msstatus code: 401checked: Nov 5, 2026, 3:00 PM UTC
      0 people in the last 5 minutesNot enough reports to sayOur US-Central probes reach Klarna normally. We do not have enough reports from US-Central to say anything about what people there are seeing.
    • Canada
      Checks passinglatency: 1299msstatus code: 401checked: Nov 5, 2026, 3:00 PM UTC
      0 people in the last 5 minutesNot enough reports to sayOur Canada probes reach Klarna normally. We do not have enough reports from Canada to say anything about what people there are seeing.
  • South America
    Checks passinglatency: 2819msstatus code: 401checked: Nov 5, 2026, 2:57 PM UTC
    0 people in the last 5 minutesNot enough reports to sayOur South America probes reach Klarna normally. We do not have enough reports from South America to say anything about what people there are seeing.
  • Europe
    DegradedEurope, UK
    • Europe
      Degradedlatency: 2576msstatus code: 401checked: Nov 5, 2026, 3:03 PM UTC
      0 people in the last 5 minutesNot enough reports to sayOur Europe probes reach Klarna normally. We do not have enough reports from Europe to say anything about what people there are seeing.
    • UK
      Checks passinglatency: 407msstatus code: 401checked: Nov 5, 2026, 2:54 PM UTC
      0 people in the last 5 minutesNot enough reports to sayOur UK probes reach Klarna normally. We do not have enough reports from UK to say anything about what people there are seeing.
  • Asia Pacific
    Checks passingAsia-Pacific, Southeast Asia, Australia
    • Asia-Pacific
      Checks passinglatency: 4729msstatus code: 401checked: Nov 5, 2026, 2:51 PM UTC
      0 people in the last 5 minutesNot enough reports to sayOur Asia-Pacific probes reach Klarna normally. We do not have enough reports from Asia-Pacific to say anything about what people there are seeing.
    • Southeast Asia
      Checks passinglatency: 3095msstatus code: 401checked: Nov 5, 2026, 2:55 PM UTC
      0 people in the last 5 minutesNot enough reports to sayOur Southeast Asia probes reach Klarna normally. We do not have enough reports from Southeast Asia to say anything about what people there are seeing.
    • Australia
      Checks passinglatency: 4411msstatus code: 401checked: Nov 5, 2026, 3:01 PM UTC
      0 people in the last 5 minutesNot enough reports to sayOur Australia probes reach Klarna normally. We do not have enough reports from Australia to say anything about what people there are seeing.

Somewhere else or not sure: 0 people in the last 5 minutes

These are unverified reports from people using Klarna, counted separately from what our own probes measure. Anyone can file one, no account is needed, and the region on a report is chosen by the person filing it. We never open, extend or close an outage in our record based on report volume: only our own measurements do that. We have not received any reports for Klarna yet, which is not evidence that nothing is wrong.

Recent probe events

Merchant Settlements / Payouts degradation, 2h 51mdeclared on their status page2026-10-13
BankID sign-in degradation in Norway, 2h 17mdeclared on their status page2026-10-12
Sign-in and purchase disruption for BankID in Sweden, 1mdeclared on their status page2026-10-09
Payments in the App degradation, 1h 42mdeclared on their status page2026-09-18
Klarna Payments degradation, 4h 46mdeclared on their status page2026-09-03
Klarna Payments, 19mdeclared on their status page2026-09-03
Klarna Payments degradation, 9h 3mdeclared on their status page2026-09-02
Merchant Portal degradation, 1h 11mdeclared on their status page2026-08-31

check entries are our own probes' readings; declared entries are the vendor's. How this check works

We have been measuring Klarna since August 20, 2026. We show nothing from before that date, and we never add an outage we did not observe ourselves, from any source.

Need this in writing? Generate an SLA evidence report for Klarna covering any window you pick, with our check readings and Klarna's own claim at the time, side by side.

Full check history for Klarna: 90 days of check results by region, month-by-month uptime by our checks, and every probe event on record.

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This page shows what we see when we check this service, using the same ten regions, for a site you run. RealUptime Monitor watches your own servers from inside your network, and it starts free.

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Klarna uptime by RealUptime's checksLive, from this page's own readings.
[![Klarna uptime by RealUptime's checks](https://realuptime.io/outages/klarna/badge.svg?days=30)](https://realuptime.io/outages/klarna)
<a href="https://realuptime.io/outages/klarna"><img src="https://realuptime.io/outages/klarna/badge.svg?days=30" alt="Klarna uptime by RealUptime's checks" height="20"></a>

Share of checks passed over 30 days; the window is printed on it. If our readings go stale it says stale, and if we have no readings it says so and shows no color. How the badge works.

To cite this page: RealUptime, "Is Klarna down?", https://realuptime.io/outages/klarna. The readings change with every check, so give the date you read them.

What we check

primaryfunctional
https://api.klarna.com/payments/v1/sessions
secondary
https://status.klarna.com/

What our check can and cannot see

A pass means the service's servers answered with the sign-in refusal they give any request that is not signed in. It does not show that sign-in works or that anything behind the sign-in wall responds.

Host checked: api.klarna.com

RealUptime is not affiliated with Klarna; the name identifies what we checked, and nothing here speaks for Klarna's own team. We send a single web request to Klarna from 10 regions on our own schedule and time the response. We do not see inside Klarna's systems, do not use an account or real transaction, and are not the same signal Klarna's own team has access to. Treat this as one external data point, not a verdict. At least one endpoint we check for Klarna is a real functional API call (marked “functional” above), not just a landing page, so a passing check there says an API answered, though it still does not show that every feature of the service works for you. Read the full methodology.