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Outage tracker / Plaid

Is Plaid down?

Short linkrlup.io/down/plaid

I'm having a problem

Vendor reports no incidentWhat Plaid reports

Plaid reports no incident on its status page.

As of the last successful poll, 2026-11-05 14:23 UTC.

Plaid's status page

Our regional reading

This is our own reading from outside, shown beside the vendor's statement. It is not counted as a separate outage.

Checks passingchecked 5 minutes ago

Our checks of Plaid pass from all 2 regions we check.

As of Nov 5, 2026, 2:37 PM UTC, RealUptime's checks of Plaid passed in all 2 regions that returned a reading.

Front-door checks

This reading is from our two US regions.

our check readinglive · checked Nov 5, 2026, 2:37 PM UTC
US-East292 msChecks passing
US-West1206 msChecks passing

Plaid's coverage is concentrated in North America, so we check it from our US regions only.

their status pagetheir claim, not our reading

Plaid reports: All systems operational (“All Systems Operational”)

from Plaid's own status page, checked Nov 5, 2026, 1:22 PM UTC
Plaid's own status page shows no incident, and our checks of Plaid pass right now.

Plaid's own component breakdown, as they publish it

  • API - ProductionOperational
  • API - SandboxOperational
  • DashboardOperational
  • Plaid PortalOperational

These are Plaid's components, named and scored by Plaid. We do not map them onto the functions we check above, because we have no way to know which of their components our checks touch. Two lists, side by side, neither one rewriting the other.

This is Plaid's own claim about their service, shown separately from what we measured. We never change our own numbers based on what a vendor reports, and this reading never changes theirs. Read both.

Plaid response time, by region

US-East
1.2sp95 · latest
2s1s0ms
US-East response time (p95) over the last 30 daysDaily 95th-percentile response time for US-East, scaled to a maximum of 2s. Days with no samples are not plotted, not shown as zero.2026-10-07 UTC: p95 359ms2026-10-08 UTC: p95 375ms2026-10-09 UTC: p95 406ms2026-10-10 UTC: p95 393ms2026-10-11 UTC: p95 298ms2026-10-12 UTC: p95 228ms2026-10-13 UTC: p95 650ms2026-10-14 UTC: p95 384ms2026-10-15 UTC: p95 293ms2026-10-16 UTC: p95 701ms2026-10-17 UTC: p95 701ms2026-10-18 UTC: p95 657ms2026-10-19 UTC: p95 712ms2026-10-20 UTC: p95 489ms2026-10-21 UTC: p95 493ms2026-10-22 UTC: p95 295ms2026-10-23 UTC: p95 190ms2026-10-24 UTC: p95 227ms2026-10-25 UTC: p95 227ms2026-10-26 UTC: p95 547ms2026-10-27 UTC: p95 310ms2026-10-28 UTC: p95 766ms2026-10-29 UTC: p95 820ms2026-10-30 UTC: p95 857ms2026-10-31 UTC: p95 994ms2026-11-01 UTC: p95 1.0s2026-11-02 UTC: p95 1.2s2026-11-03 UTC: p95 778ms2026-11-04 UTC: p95 1.2s2026-11-05 UTC: p95 1.2s
Oct 7Oct 21Nov 5
US-West
1.7sp95 · latest
2.5s1.3s0ms
US-West response time (p95) over the last 30 daysDaily 95th-percentile response time for US-West, scaled to a maximum of 2.5s. Days with no samples are not plotted, not shown as zero.2026-10-07 UTC: p95 676ms2026-10-08 UTC: p95 687ms2026-10-09 UTC: p95 746ms2026-10-10 UTC: p95 681ms2026-10-11 UTC: p95 675ms2026-10-12 UTC: p95 572ms2026-10-13 UTC: p95 594ms2026-10-14 UTC: p95 617ms2026-10-15 UTC: p95 524ms2026-10-16 UTC: p95 636ms2026-10-17 UTC: p95 1.3s2026-10-18 UTC: p95 1.5s2026-10-19 UTC: p95 1.5s2026-10-20 UTC: p95 1.8s2026-10-21 UTC: p95 1.5s2026-10-22 UTC: p95 1.3s2026-10-23 UTC: p95 464ms2026-10-24 UTC: p95 463ms2026-10-25 UTC: p95 776ms2026-10-26 UTC: p95 586ms2026-10-27 UTC: p95 762ms2026-10-28 UTC: p95 1.2s2026-10-29 UTC: p95 1.1s2026-10-30 UTC: p95 1.3s2026-10-31 UTC: p95 1.7s2026-11-01 UTC: p95 1.7s2026-11-02 UTC: p95 1.5s2026-11-03 UTC: p95 1.9s2026-11-04 UTC: p95 2.2s2026-11-05 UTC: p95 1.7s
Oct 7Oct 21Nov 5

Check your own site while you wait on Plaid

Watching an outage above does not tell you whether your own connection or site is also having a problem. Enter your own URL for one live check, right now, no signup. This checks the site you enter, not Plaid. It cannot diagnose Plaid's own systems.

What we measured, function by function

Plaid answers on more than one surface, and they can fail apart. Each row is one surface, checked from the same regions. The verdict above follows the web row, because that is the surface we treat as this service's own; a failure on any other row is a partial outage, not a full one.

  • WebprimaryUS-East: Checks passingUS-West: Checks passingEurope: Not monitored from this regionAsia-Pacific: Not monitored from this regionUS-Central: Not monitored from this regionCanada: Not monitored from this regionUK: Not monitored from this regionSoutheast Asia: Not monitored from this regionAustralia: Not monitored from this regionSouth America: Not monitored from this region
  • DashboardUS-East: Checks passingUS-West: Checks passingEurope: Not monitored from this regionAsia-Pacific: Not monitored from this regionUS-Central: Not monitored from this regionCanada: Not monitored from this regionUK: Not monitored from this regionSoutheast Asia: Not monitored from this regionAustralia: Not monitored from this regionSouth America: Not monitored from this region
  • DocumentationUS-East: Checks passingUS-West: Checks passingEurope: Not monitored from this regionAsia-Pacific: Not monitored from this regionUS-Central: Not monitored from this regionCanada: Not monitored from this regionUK: Not monitored from this regionSoutheast Asia: Not monitored from this regionAustralia: Not monitored from this regionSouth America: Not monitored from this region
  • LinkUS-East: Checks passingUS-West: Checks passingEurope: Not monitored from this regionAsia-Pacific: Not monitored from this regionUS-Central: Not monitored from this regionCanada: Not monitored from this regionUK: Not monitored from this regionSoutheast Asia: Not monitored from this regionAustralia: Not monitored from this regionSouth America: Not monitored from this region
  • SandboxUS-East: Checks passingUS-West: Checks passingEurope: Not monitored from this regionAsia-Pacific: Not monitored from this regionUS-Central: Not monitored from this regionCanada: Not monitored from this regionUK: Not monitored from this regionSoutheast Asia: Not monitored from this regionAustralia: Not monitored from this regionSouth America: Not monitored from this region

Email me when Plaid reports an incident on its status page, and again when it reports it resolved.

Get an email when Plaid reports an incident

Email me when Plaid reports an incident on its status page, and again when it reports it resolved. No account, no card.

Delivery channel

Double opt-in: nothing is sent until you click the link in the confirmation email. One email when it reports an incident, one when it reports it resolved, and a one-click unsubscribe in every one. We do not send anything else to this address.

This is Plaid's own statement from its status page, with our regional reading beside it.

What are you seeing? (optional)

No account needed, and we never store your IP address. Reports are counted separately from our own measurements and are always shown as unverified.

What our checks show, and what people reported

  • North America
    Not monitored from this regionUS-East, US-West, US-Central, Canada
    • US-East
      Checks passinglatency: 292msstatus code: 200checked: Nov 5, 2026, 2:37 PM UTC
      0 people in the last 5 minutesNot enough reports to sayOur US-East probes reach Plaid normally. We do not have enough reports from US-East to say anything about what people there are seeing.
    • US-West
      Checks passinglatency: 1206msstatus code: 200checked: Nov 5, 2026, 2:26 PM UTC
      0 people in the last 5 minutesNot enough reports to sayOur US-West probes reach Plaid normally. We do not have enough reports from US-West to say anything about what people there are seeing.
    • US-Central
      Not monitored from this regionPlaid is not monitored from this region.
      0 people in the last 5 minutesNot enough reports to say
    • Canada
      Not monitored from this regionPlaid is not monitored from this region.
      0 people in the last 5 minutesNot enough reports to say
  • South America
    Not monitored from this regionPlaid is not monitored from this region.
    0 people in the last 5 minutesNot enough reports to say
  • Europe
    Not monitored from this regionEurope, UK
    • Europe
      Not monitored from this regionPlaid is not monitored from this region.
      0 people in the last 5 minutesNot enough reports to say
    • UK
      Not monitored from this regionPlaid is not monitored from this region.
      0 people in the last 5 minutesNot enough reports to say
  • Asia Pacific
    Not monitored from this regionAsia-Pacific, Southeast Asia, Australia
    • Asia-Pacific
      Not monitored from this regionPlaid is not monitored from this region.
      0 people in the last 5 minutesNot enough reports to say
    • Southeast Asia
      Not monitored from this regionPlaid is not monitored from this region.
      0 people in the last 5 minutesNot enough reports to say
    • Australia
      Not monitored from this regionPlaid is not monitored from this region.
      0 people in the last 5 minutesNot enough reports to say

Somewhere else or not sure: 0 people in the last 5 minutes

These are unverified reports from people using Plaid, counted separately from what our own probes measure. Anyone can file one, no account is needed, and the region on a report is chosen by the person filing it. We never open, extend or close an outage in our record based on report volume: only our own measurements do that. We have not received any reports for Plaid yet, which is not evidence that nothing is wrong.

Recent probe events

Transfer RTP Requests are Temporarily Disabled for Some Customers, 1h 9mdeclared on their status page2026-11-04
Service Disruption Impacting Wells Fargo connections, 12h 25mdeclared on their status page2026-10-26
Service Disruption Impacting Chase connections, 18mdeclared on their status page2026-10-22
Service Disruption Impacting Chase connections, 1h 19mdeclared on their status page2026-10-21
Link performance degradation, 9mdeclared on their status page2026-10-15
Elevated API errors, 32mdeclared on their status page2026-10-14
Delayed Transactions Update Webhooks, 1h 10mdeclared on their status page2026-10-13
Service Disruption Impacting Chase connections, 44mdeclared on their status page2026-10-11

check entries are our own probes' readings; declared entries are the vendor's. How this check works

We have been measuring Plaid since August 20, 2026. We show nothing from before that date, and we never add an outage we did not observe ourselves, from any source.

Need this in writing? Generate an SLA evidence report for Plaid covering any window you pick, with our check readings and Plaid's own claim at the time, side by side.

Full check history for Plaid: 90 days of check results by region, month-by-month uptime by our checks, and every probe event on record.

Monitor your own site the same way

This page shows what we see when we check this service, using the same ten regions, for a site you run. RealUptime Monitor watches your own servers from inside your network, and it starts free.

Start monitoring your own servers

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Put this badge in your README

Plaid uptime by RealUptime's checksLive, from this page's own readings.
[![Plaid uptime by RealUptime's checks](https://realuptime.io/outages/plaid/badge.svg?days=30)](https://realuptime.io/outages/plaid)
<a href="https://realuptime.io/outages/plaid"><img src="https://realuptime.io/outages/plaid/badge.svg?days=30" alt="Plaid uptime by RealUptime's checks" height="20"></a>

Share of checks passed over 30 days; the window is printed on it. If our readings go stale it says stale, and if we have no readings it says so and shows no color. How the badge works.

To cite this page: RealUptime, "Is Plaid down?", https://realuptime.io/outages/plaid. The readings change with every check, so give the date you read them.

What we check

primary
https://production.plaid.com/
secondary
https://status.plaid.com/
secondary
https://cdn.plaid.com/link/v2/stable/link-initialize.js
secondary
https://sandbox.plaid.com/
secondary
https://dashboard.plaid.com/signin
secondary
https://plaid.com/docs/

What our check can and cannot see

A pass means the service's public web page loaded and answered normally. It does not show that the product, the API or sign-in behind it works; a page can load from a cache while the product is down.

Host checked: production.plaid.com

RealUptime is not affiliated with Plaid; the name identifies what we checked, and nothing here speaks for Plaid's own team. We send a single web request to Plaid from 2 regions on our own schedule and time the response. We do not see inside Plaid's systems, do not use an account or real transaction, and are not the same signal Plaid's own team has access to. Treat this as one external data point, not a verdict. What we check for Plaid is its front door only: a passing check means the endpoints above answered, not that the underlying product or account features work. Plaid's coverage is concentrated in North America, so we check it from our US regions only. Read the full methodology.

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